We all know that accidents happen, especially on our very busy roads. Whether you drive your own car or van for business, whether you manage company cars or a fleet of vehicles, we can help esnure they are all suitably covered.
We have undoubtedly seen or experienced many accidents and incidents involving motor vehicles as part of everyday life. If someone is injured or their property is damaged as a result of a collision caused by an insured vehicle and driver, insurance covers the cost of paying their claim.
The following describes the main incidents that occur and the level of protection will depend on whether Third Party, Third Party Fire and Theft or Comprehensive cover is arranged:
It is a legal requirement to have Third Party motor insurance and driving without insurance is a serious offence. If you or your employee is caught driving uninsured the police may seize the vehicle. If you are convicted you could face a heavy fine, points on your licence and you could potentially be disqualified from driving.
We can source quotations for varying levels of cover, Comprehensive being the most commonly arranged. Any driver options are usually available, subject to acceptance. We have facilities to arrange cover for most vehicle types as detailed below: