01733 328000
Private medical insurance covers the cost of private medical care for your employees. It will allow your employees to receive treatment quickly, or at a time they choose, which means your business is disrupted as little as possible and sickness absence is very often reduced.
It is most definitely an employee benefit that, whilst assisting the employee, can also directly benefit the company. It can position the organisation as a caring employer of choice in a competitive market and sometimes even help to fulfil health and safety obligations.
Having key staff absent from work can have a huge impact on businesses. This is one of the main reasons companies buy private health insurance- to help avoid high business costs if staff have to wait for treatment on the NHS. It may also make it more feasible for the employee to schedule certain treatment at times that are more convenient for the business, something that is less practical when dealing with the NHS.
Many companies that take out private medical insurance for their staff have found that it acts as a great recruitment and retention tool and a healthier workforce. This often translates into increased productivity and in some cases reduced overheads.
Our approach to healthcare insurance cover is to listen to the changing needs and demands of our clients and to source quotations with various cover options so as to demonstrate the versatility of the insurance protection. The ultimate aim is to identify a package that gives the optimum protection to mirror the financial budget of the business.
Healthcare policies usually have different underwriting approaches available for consideration and the preferred option may depend on the size of the workforce, the existing policy cover and medical history. We are on hand to help consider those most appropriate and will also explain the various flexible options to enhance the levels of cover, as well as those options to downgrade and contain costs.
insurance@marlowgardner.co.uk
