Motorists are up to 33% more likely to make a car insurance claim through the winter, from a small bump to a major incident. Recent weather reports suggests that the UK could be facing one of the worst winters for 5 years with prolonged periods of snow and ice, which could lead to even more treacherous roads for motorists this winter.
Here are some considerations and steps clients can take to check their vehicle is winter ready:
• Check tyre pressure and tyres for any cuts and bulges which could indicate the tyres need changing. Clients may want to consider putting on winter tyres to help increase their grip, especially if they live in rural locations.
• The tread depth on tyres is also important and should be checked regularly – the tread depth should be at least 1.6mm. However research has shown that stopping distance increase significantly when tread depth reaches below 3mm, especially on wet surfaces.
• Check the vehicle for leaks, this can be done by looking for any signs by just having a quick look under the car.
• Check wipers and replace them if necessary. Keep the washer bottle topped up with screen wash and keep a can of de-icer in the car – a clear view of the road ahead is essential all year round.
Sometimes it’s better to avoid driving altogether. However if you are going to drive, especially if it’s snowy/icy then you should consider:
• If rural areas and accident ‘black spots’ could be avoided.
• Most roads should be gritted/salted but if you know of roads that usually aren’t in these cold months, then these should be avoided too.
• Timing journeys during off-peak times is a plus, but obviously this can’t always be helped.
• Avoiding steep hills – maintain a large safe gap to the car in front and avoid parking on them too.
• Keep in mind that stopping distance will increase and allow more time for journeys to ensure you travel at a safe speed.
• How you would keep warm and safe should your vehicle breakdown in such adverse weather.