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A very interesting white paper report headed "The Societal Benefits of Telematics" has just been released by LexisNexis Risk Solutions. LexisNexis (LN) are the trusted data analytics provider for organisations seeking actionable insights to manage risks and improve res...
Sky news is reporting here today that "growth in the British economy has nearly ground to a halt due to Brexit anxiety and a slowdown in global growth". The article com...
As a broker that arranges Healthcare insurance for individuals and companies, we regularly receive news bulletins from insurers with whom we place business. A recent update from Bupa UK alerted us to a new online guide they have published to help any parent, carer or g...
The HSE publishes a range of statistics relating to health and safety in Great Britain. Using a variety of data sources, including surveys and surveillance schemes, they provide statistics on work-related ill health and disease, workplace injury, enforcement of health and safe...
Following the financial failure of a Danish insurer named Qudos, UK policyholders who bought GAP (and other) policies underwritten by them will lose the protection of those policies after the 6th February 2019. We understand those affected should receive written no...
Despite an agreement in May 2018 being made between the relevant European insurance authorities to waive the need for Green Cards in the event of a no-deal Brexit, this has not been confirmed by the European Commission. The insurance industry is therefore planning on the ...
Whether it's on the roads or around the home, we would urge you all to take extra care this festive season! If you are taking to the road to see family or friends it's worth remembering bad weather and the hustle and bustle of the festive period can make driving m...
As 2018 will soon be coming to an end we thought we'd share our festive season opening hours: Christmas Eve - 9am - 1pmChristmas Day & Boxing Day - Closed27th & 28th Dec - Normal Office HoursNew Year's Eve - 9am - 1pmNew Year's Day - Clo...
Rarely a day goes by when we haven't been reminded about how stretched the NHS services are. Whether we're reading something in the news, watching the TV, or discussing a more personal experience involving a close friend or relative. The pressure on the NHS facilities, systems...
It isn't just the insurance industry that are on alert regarding the growing problem of keyless vehicle crime. The motor and security sectors have published articles about the worrying trend, as have the police and various media sources. ...
Employment tribunal fees were introduced by the UK Government in 2013 with the intention of cutting the number of malicious and weak cases. However, trade union Unison challenged the fees, saying they prevented workers accessing justice and in July 2017 they were abolished follow...
It's no surprise that the insurance industry has been reporting in the last few weeks a surge in subsidence claims after the 2018 summer heat - we are told that claims are running at four times the usual level, as cracks in the walls of buildings slowly become more e...
Peterborough's "Great Eastern Run" is always one of the first dates to be marked up on Alan Gray's calendar here at MGC. That's because the MGC Director, a member of the Stamford Striders club, loves to take part in ...
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The Chancellor has decided not to touch Insurance Premium Tax in the Budget 2018, to the relief of many who had expected it to rise. Currently levied at 12% on most general insurance premiums, IPT had doubled from 6% over the last 3 years. The insurance industr...
New government rules regarding licencing of Houses of Multiple Occupancy (HMO) came into force in England on 1st October 2018. The government describes a HMO as "a property rented out by at least three people who are not from one 'household' (e.g. a family), ...
A risk insight article just released by Zurich has caught our attention, mainly because the report is highlighting an area that we too have identified as an increasing issue. Zurich comment that in recent years they have seen an ever increasing number of claim inc...
The Association of British Insurers (ABI) released a news article earlier this month which revealed the eye-watering costs of emergency medical treatment abroad. It was reported that the total medical bill in 2017 for the 510,000 travel insurance claims reached £201...
The Government has confirmed its ambition to see at least half of new cars to be ultra low emission by 2030, as part of plans to make the UK the best place in the world to build, own and use an electric vehicle. The proposals were published on 09 July and are outlined ...
A hearing at the Greater Manchester Magistrates' Court last month highlighted how important it is for all companies and individuals to adhere to health and safety legislation.The court heard how, on 7 November 2017, a roofer and his employee were contracted to ca...
The 2018 Time Attack season got underway during the May bank holiday weekend and here at MGC we were keen to find out how things went for the Club Pro 2WD defending champion, Simon Roberts. It turns out it was business as usual, as Simon and his Tuxman Racing team fini...
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According to Government figures referred to in a recent news report linked here from insurer NIG, nearly half of UK businesses suffered some sort of cyber breac...
Here at MGC we feel "Dress-down Fridays" are a great opportunity to support charitable causes. It gives us the chance to come into work wearing casual clothes, and in return, each employee involved can make a small donation. We let the fund grow, knowing at some stage we will ...
The Association of British Insurers (ABI) estimates £31 million is expected to be paid by trade credit insurers to help firms in the supply chain recover from the collapse of Carillion (see full article ...
As the festive season is fast approaching, we thought we'd share our opening times with you:Friday 22nd December - 9am - 1pmWednesday 27th December - 9am - 5pmThursday 28th December - 9am - 5pmFriday 29th December - 9am to 1p...
The Royal Society for the Prevention of Accidents (RoSPA) has some fantastic resources on its website (https://www.rospa.com/). Whether you are looking for guidance regarding road safety, advice for the home or at play, or support services ...
Philip Hammond delivered his second Budget as chancellor today. Linked here are the key points of his speech (courtesy of BBC news). In amongst some of the headline announcements, such as the “state of ...
The prospect of self-driving cars on our roads is moving ever closer. Zurich insurance has recently completed a consultation with a broker panel, when it identified driverless cars as the technological advance that most interested brokers. There has been much speculati...
Autumn seems to be speeding by, so we thought we'd share a few hints and tips for homeowners to help minimise risks through the winter. If you open this link here you will fi...
The Association of British Insurers (ABI) has called for a change to the confusing and outdated fire safety regulations and a clearer framework of responsibility for all those in the protection of buildings from fire. Responding to Independent Review on Building Regula...
MGC Director Alan Gray took part once again in the Great Eastern Run on 8th October, and in doing so, hit an admirable milestone in sponsorship monies raised. Alan first ran this Peterborough event in aid of the PSP Association back in 2010. Thanks to this year’s...
With over 400,000 students planning to start university this year and an estimated 2 million preparing to return, the Association of British Insurers (ABI) is warning that even the most security conscious of students can still be victims of crime. Given the NUS es...
UK businesses are reportedly underestimating how long the effect of a cyber attack will last, with 50% expecting to be fully operational after just 48 hours following an attack. In a report produced by Lockton, linked below, it was suggested the actual recovery ti...
Motor premiums have seen the biggest rise “ever recorded” owing to the government’s decision to raise insurance premium tax and cut the discount rate. The Association of British Insurers said the average price paid for private comprehensive motor insurance was &...
The ABI news article linked below highlights why travel insurance is so essential. Their analysis shows that Brits make a staggering 70 million overseas trips a year, with insurers paying out £1 million a day to travellers in 2016 - the highest since 2010....
The latest increase in the standard rate of IPT from 10% to 12% takes effect from 1st June and was announced in the Chancellor’s Autumn Statement. The rate had remained static at 6% from January 2011 to November 2015 but this latest increase is the third in the spac...
At his opening address to the BIBA Conference 2017 in Manchester, Steve White, BIBA CEO warned the industry to be wary of current turmoil affecting the sector. Making an analogy to the weather mis-forecast of the 1987 UK hurricane, he said that in political and economi...
Last week some of our staff were able to visit the MAGPAS air base at RAF Wyton. This came about after the company made a successful charity auction bid at the annual dinner of the local Chartered Insurance Institute (CII). The Peterborough CII donated all proceeds of jus...
Broker trade body, the British Insurance Brokers' Association (BIBA), has warned that having no clear agreement in place for the right to carry out cross border trade with the EU, as is currently possible, creates huge uncertainty for the UK market. The warning followe...
On 27 February the Lord Chancellor announced a reduction in the Discount Rate used to calculate compensation awards for serious personal injuries, Huw Evans, Director General of the Association of British Insurers, said: “Cutting the discount rate to -0.75% fro...
The government has confirmed it will raise the small claims limit for whiplash injury to £5,000, but will impose a lower threshold of £2,000 for other personal injury claims. There will also be a ban on any offers to settle personal injury claims without medic...
Should you need to get in touch with us over the holiday season, our Christmas opening hours are shown below.May we wish you all a very Merry Christmas and a happy and healthy New Year.From all the team at Marlow Gardner and Cooke Ltd....
Motorists are up to 33% more likely to make a car insurance claim through the winter, from a small bump to a major incident. Recent weather reports suggests that the UK could be facing one of the worst winters for 5 years with prolonged periods of snow and ice, which could lea...
Insurers have reacted to the Chancellor's 2016 Autumn Statement, warning that the “outrageous” 2% increase could lead to increased underinsurance and the change being described as an “unwarranted attack”. The announcement that in...
We would encourage readers to take a look at a recent publication from BIBA (British Insurance Brokers' Association). The attached guide is for small and medium-sized businesses and offers some "top tips" on how to avoid under-insurance.BIBA is the voice of the insura...
New government regulations are expected to come into force next year which will mean drivers caught texting at the wheel will face much tougher consequences. If caught, they will receive six points on their licence and face a £200 fine. Also, young or newly qu...
As you may recall, last November saw a substantial increase in the Insurance Premium Tax (IPT) rate from 6% to 9.5%. Subsequently, in a following Budget announcement the Government has opted to increase this by a further 0.5% to 10%. There is no change to the higher rate of IPT o...
Our Race for Life sponsorship pages were closed on 23rd August and we are delighted to report the Marlows on a Mission team raised a grand total of £2,423.75 for Cancer Research UK (this includes the Gift Aid). A huge thank you to the team for taking part and and...
Inspired by the evening sun, our "Marlows on a Mission" Race for Life team of nine ladies joined thousands of others on 5th July when they took part in this event at Ferry Meadows Country Park in Peterborough. It was a gentle jog for some and&n...
The National Crime Agency (NCA) is urging businesses to make use of the cybercrime reporting paths available to them and to share intelligence with law enforcement and each other, in an effort to clamp down on this rising problem in the corporate world. According ...
The United Kingdom is set to leave the European Union following a vote for Brexit and industry leaders have appealed for calm with insurers insisting it will be "business as usual". A number of insurers spoke out to outline their long term commitment to the UK and offered supp...
Having accumulated a sum of £380 from our “Dress Down Friday” fundraising campaign, it was decided to make a donation to the local branch area of the Alzheimer’s Society, having been quite taken by an article in the local newspaper regarding Dementia Aw...
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